LOOP - Longtime Owner Occupant Program
Senator Jay Costa and Gov. Josh Shapiro

LOOP Update September 9, 2024:
Senator Costa, County Executive Innamorato, and Mayor Gainey Celebrate the Passage of the Longtime Owner Occupant Tax Exemption Program (LOOP)  

Senator Costa, County Executive Innamorato, and Mayor Gainey Celebrate the Passage of the Longtime Owner Occupant Tax Exemption Program (LOOP)  

Pittsburgh, PA – September 9, 2024 – Today, State Senator Jay Costa, County Executive Sara Innamorato, and Pittsburgh Mayor Ed Gainey celebrated the passage of the Longtime Owner Occupant Tax Exemption Program (LOOP), a groundbreaking piece of legislation aimed at protecting Pittsburgh residents from the burden of skyrocketing property taxes.  

The passage of the LOOP is a victory for long-term homeowners in neighborhoods experiencing rapid property value increases. 

Senator Costa, who led the legislation in the Pennsylvania State Senate, said “I am delighted to be celebrating the passage of LOOP with so many leaders who share in the core belief that the people who built our communities belong in our communities. By allowing the City of Pittsburgh to create a tax relief program for long-term owner occupants, we can ensure that people stay in the homes and communities they love. I am so grateful for the support of local leaders, housing advocates, and legislators across the political spectrum who got this over the finish line, and I look forward to the next steps in this process.” 

Mayor Gainey emphasized the importance of LOOP in maintaining Pittsburgh’s sense of community, saying, “I’m proud to support this legislation that will help keep people in the houses they made into homes. No resident should be pushed out of their neighborhood because of development, and this program will help make sure people can continue to call their neighborhood home.” 

“While we explore ways to create a more equitable and predictable approach to property taxes, policies that will protect long term owner-occupants are an incredibly important piece of the puzzle. We need to protect the families that have been here during the tough times while welcoming new neighbors and investment to Pittsburgh and Allegheny County,” said Sara Innamorato, County Executive. 

The LOOP program, now signed into law as Act 53 of 2024, allows Mayor Gainey and City Council to exempt or defer property tax increases for homeowners who have lived in their homes for a certain period of time in rapidly gentrifying neighborhoods. This legislation is particularly significant as Pittsburgh continues to experience increased investment and development pressure in some communities, putting longtime owner-occupants at risk of being priced out of their homes. 

The City of Pittsburgh, under the leadership of Mayor Gainey, is committed to implementing LOOP effectively, ensuring that residents across the city can benefit from the program as soon as possible. 

Senator Jay Costa and Gov. Josh Shapiro

LOOP Update July 11, 2024:
Governor Shapiro Signs Act 53 of 2024, Senator Jay Costa’s LOOP Legislation, into Law

Senator Jay Costa and Gov. Josh Shapiro
Senator Jay Costa and Gov. Josh Shapiro

Senator Costa, Mayor Gainey, Representative Innamorato Champion Tax Breaks for Pittsburgh’s Longtime Owner Occupied Properties, Call for Swift Passage

PITTSBURGH, PAMarch 23, 2023 − Today, State Senator Jay Costa, Mayor Ed Gainey, and Representative Sara Innamorato gathered to call for the speedy passage of the Longtime Owner Occupant Tax Exemption Program (LOOP) in order to protect homeowners living in areas with rapidly increasing property tax rates. If passed, this legislation would allow Pittsburgh’s mayor and city council to freeze the property tax rates for people who have lived in homes they own for a certain period of time.

“The people who built our communities belong in those communities, and we have the opportunity to deliver on that crucial value here in Pittsburgh,” said Democratic Leader Jay Costa. “As the costs of living rise, along with property taxes, it’s up to us to ensure that seniors and long-term members of our communities can afford to stay in the homes and neighborhoods they love.”

“I’m proud to support this important legislation that will help keep people in the houses they made into homes,” said Mayor Ed Gainey. “Nobody should be pushed out of their neighborhood because of development and this legislation will help make sure people can continue to call their neighborhood home.”

As Pittsburgh continues to experience increased investment and development pressure in specific neighborhoods of the city, longtime owner occupants have been and will continue to be put at risk of being forced out of their homes due to rapid increases in property taxes.  Given rising living costs and constantly increasing tax burdens in areas where real property values have risen markedly as a consequence of the renovation of other deteriorating residences or the construction of new residences, coupled with the practical challenges for counties of the second class to implement such a program, the City of Pittsburgh is seeking amendments to the “First and Second Class County Property Tax Relief Act” to provide the same abilities to cities of the second class in order to allow longtime owner-occupants of residences to remain in peaceful possession of their homes.

“Bottom line: this is about protecting the people and families who have been here during the tough times while also welcoming new neighbors and new investment. It’s a win-win. It just takes the political will to get it done,” said Representative Sara Innamorato. “Establishing a LOOP would allow Pittsburgh to protect homeowners – from young working-class families to our seniors on fixed incomes – across the city from unaffordable property taxes, people who have been here for a long time and deserve to stay in the neighborhoods they’ve invested in. It’s one small step towards achieving equity in our governmental systems.”

Proposed changes to The First and Second Class County Property Tax Relief Act would involve:

  • Amending the title of the statute from “First and Second Class County Property Tax Relief Act” to “First and Second Class County and City Property Tax Relief Act”;
  • Amending occurrences of “counties of the first and second class” to read “counties and cities of the first and second class”;
  • Further discussion on whether any amendments to Section 4749.4(c) would be necessary; and
  • Amending Section 4749.5(c)(2) from “School districts and municipalities within a county of the second class may…” to read “School districts and municipalities within a county of the second class, including cities of the second class, may…”

Text of the legislation is accessible online here.

Senator Costa Speaks on SB 219 (Longtime Owner Occupant Tax Exemption Program- LOOP) in Finance Committee on December 13, 2023

LOOP in the Press

State bill could give tax breaks to longtime Pittsburgh homeowners

State bill could give tax breaks to longtime Pittsburgh homeowners

Democratic lawmakers are promoting a new state bill that could enable longtime homeowners in certain Pittsburgh neighborhoods to claim property tax freezes. During a press conference this morning to promote the initiative, State Sen. Jay Costa (D-Forest Hills) along...